By Candy Webb
Severe ADHD can have a serious impact on a child's ability to function. Financial assistance through disability payments can help pay for needed medications, mental health therapy and doctor visits. Applying for SSI disability benefits for your ADHD child can be a long process, but an organized approach can make it easier. An estimated 3 to 5 percent of school aged children in America have...
By Chris Beazer
With American households carrying more debt then ever before, it is no wonder that credit-card and debt-relief programs have become a thriving business. Unfortunately, many of these relief programs are scams. The idea of lowering your monthly payments or completely eliminating your debt can seem like a great plan. Most of the time, this notion is just too good to be true. With many of these...
By David Lessem
Bad credit can really undermine your financial well-being. It will make it harder for you to get good insurance rates, mortgages, APRs and other credit offers. Fortunately, delinquent accounts and debts in your past don't need to stay with you forever. If you can get on top of your debts and keep everything up to date, you can clean up your credit. Get up to date. Pay overdue balances on...
By Zac Wassink
Paying off a high interest credit card can be nearly impossible, especially if you have acquired a large amount of debt on that card. One way to remedy this problem is to transfer the debt from these cards to low interest credit cards. Finding these credit card balance transfer offers can save you hundreds (even thousands) of dollars on credit card payments and help you pay your cards off once...
By Catherine Amo
Unsecured personal loans can be obtained without the backing of collateral. Unlike secured loans, unsecured loans are made in amounts that are so small that it is unnecessary for the individual to pledge his property as security to support the loan. Unsecured loans can be used for a variety of personal needs, including home repair or improvements, a new car or a vacation. This type of loan may...
By Ty Arthur
Many Americans owe some form of debt, whether it be from a credit card or a loan for a house or car. If you find that your debt is quickly increasing and you aren't making any headway toward paying it off, you need to act quickly to ensure that you don't get sent to a collections agency, have your wages garnished or end up having to file for bankruptcy. Go over your finances with a...
By Cheryl Bowman
When you get a divorce, assets and liabilities are assigned to both you and your spouse, usually based on an equitable distribution equation. Charge cards are assigned to one party or the other. As far as the Final Judgment of Dissolution of Marriage is concerned, if a charge card is assigned to your spouse, you are not responsible for it. However, in the eyes of the credit company, if your name...
By Lars Tramilton
There are pros and cons to reverse mortgages. For many homeowners this may be an ideal solution to financial problems. Reverse mortgages provide instant access to cash that does not have to be immediately paid back. They also can offer much need financial stability. However, reverse mortgages also come with many strings attached. You must carefully weight the advantages and disadvantages of a...
By R. Lindley
The best ways to make money while saving power essentially saves you money on your monthly utility bills. The more money you save, the more money you have to spend in other areas. There are a variety of ways you can accomplish this, including installing renewable energy solutions, altering your thermostat and sealing cracks around your windows and doors. Saving power by reducing the need for...
By Paul Bright
When the economy goes through a downturn it can be difficult to pay off bills and loans. Sometimes these loans become delinquent, which can have a negative effect on your credit report. But if your fortune should change and you are able to catch up on delinquent loans, it can have an impact on your credit score. Your credit score, also referred to as the FICO score, is what creditors use to...
By CrunchingLeaves
Living well on a low budget means making good choices, evaluating your priorities and spending time with the right people. Contrary to common belief and behavior, living well does not require a lot of money, an expensive house and car, or the right label on your clothing---it only requires doing the things that will bring joy and meaning to your life. You can make your paycheck last longer by...